Financial Advice

Browse our collection of always prudent, sound financial advice.

Business

Jul.06.2006
Dealing With Unplanned Expenses.
All of us, at some point or the other, end up having to take care of unplanned expenses.  This may due to some emergency or simply as a result of new or increased taxes the government may impose such as with the general consumption tax.  ... more

Apr.27.2006
Make Informed Decisions
The success of a financial plan depends on your ability to stick to some specific goals. Some investing pitfalls to avoid are:   Buying investments driven by greed Investing directly with little ... more

Apr.18.2006
Budgeting Your Time
Time is a finite and precious resource, and your best investment is budgeting your own time to make sure you don’t leave any major aspect of you business undernourished. It is critical that you give all areas of your business ... more

Apr.18.2006
Considerations Before Employing Additional Staff
Before spending time and money on employing someone new, you should weigh up whether you really need to recruit new staff. You must first look at your staffing needs in relation to the wider objectives of the business. You might need help ... more

Apr.17.2006
Purchase with care
Most of us have heard the term “let the buyer beware”. This is a general warning to consumers, to take the greatest care before buying any item. It is foolhardy to simply assume that vendors will always seek to operate in your best ... more

Apr.17.2006
Centering The Customer In Your Market Strategy
Central to any successful marketing strategy is an understanding of your customers and their needs. The ability to satisfy your customers' needs better than your competitors are able to, can help you build customer loyalty and increase ... more

Apr.17.2006
The Importance of Estate Planning
Estate Planning ensures that your family and financial goals are met. Estate Planning has several essential components which includes.   A. A Will B. Power of Attorney C. Living Will D. Sometimes a " Trust" Your assets include ... more

Individual

Sep.29.2006
Business Advice
LAST WEEK, WE ARGUED THAT THE PROJECT PLAN MAY WELL BE THE MOST ELEMENT OF PROJECT MANAGEMENT. PROJECT PLANNING BEGINS WITH DEVELOPMENT OF A WORK BREAKDOWN STRUCTURE OR WBS. THE WBS IS BASICALLY A LIST OF ACTIVITIES WHICH DETAIL OR BREAKDOWN ALL THE ... more

Jul.06.2006
Saving For Your Children
It is important to start a savings plan for your young child so that when he/she grows older they will have some capital to give them a start in life.  This may be used to further their education or a deposit on their first ... more

Apr.18.2006
Investing Long Term In Stocks
New and inexperienced investors often get down- hearted when their stock declines, worst of all when the market as a whole is trending downwards. That is to say more stocks are declining than advancing. It is important for investors, particularly ... more

Apr.18.2006
Early Planning For The Future
In your early working years it is important to establish a sound financial base. While there is a great temptation to ‘’live life” as they say, it is important to be aware that you must “sow today if you want to reap ... more